Investing in Real Estate with a Self-Directed IRA

Investing in real estate through a Self-Directed IRA (SDIRA) offers powerful advantages for individuals looking to diversify their retirement portfolios beyond traditional stocks and bonds. SDIRAs offer tax-advantaged growth, allowing earnings to compound on a tax-deferred, or in the case of a Roth SDIRA, tax-free basis. This structure eliminates capital gains taxes on investment profits, a significant advantage for long-term growth.

Although buying real estate within an IRA has been an option for many years, it can be difficult to find an IRA provider willing to facilitate this type of investment. Therefore, it’s essential to do your research, understand the regulations, and consult with an experienced provider who can guide you through each step of the process. CNB Custody has decades of experience and a team of knowledgeable IRA experts you can trust.

While IRA custodians are not authorized to offer specific investment advice or strategies, they can help identify potential legal issues and address your questions. If you are considering diversifying your portfolio by incorporating real estate into your IRA or Roth IRA, it is crucial to conduct comprehensive research and select a reputable custodian. Some custodians may charge additional fees for expedited services; however, CNB Custody is committed to providing exceptional expedited service every day at no extra cost. Our fee structure is not based upon the value of your account, so your investments can grow without triggering substantial fee increases.

With over 40 years of experience and $4.5 billion in assets under custody, CNB Custody has built a strong reputation for delivering exceptional service, accuracy, and competitive fees. We take pride in providing unparalleled customer care and dedication in the industry. CNB Custody collaborates closely with advisors and clients nationwide, providing innovative solutions, professional services, and educational resources that empower investors to take control of their financial futures.

In addition to holding real estate within your Traditional or Roth IRA, CNB Custody can hold real estate investment trusts (REITS), limited partnerships, LLCs, private stocks, notes, and other alternative assets. Please visit our website at www.cnbcustody.com, e-mail us at realestate@cnbcustody.com, or call us at 800-680-0340 ext. 6840 for more information about our services. We look forward to working with you!

DISCLAIMER

You are urged to seek professional guidance and/or consider proper diversification and risk tolerance before directing any investment activity. Community National Bank (CNB) does not recommend or evaluate the prudence, merit, viability, or suitability of any investment and will not be responsible for the performance of any investment product. CNB will provide custodial services with respect to the investments in your IRA, but we do not provide investment advice or information, nor are we the agent, partner, employee, representative, or affiliate of any financial representative, product sponsor, or other individual or entity except as otherwise disclosed. We are not responsible for and are not bound by any representations, warranties, statements, agreements, disclosures, advice, or information made by any such person beyond the terms and provisions contained in the CNB Custodial Agreement, Disclosure Statements, or other CNB forms or CNB documents.